- Loan Against Property
Benefits & Features Of Loan Against Property
A loan against property (LAP) is exactly what the name implies -- a loan given or disbursed against the mortgage of property. The loan is given as a certain percentage of the property's market value. Loan against property belongs to the secured loan category where the borrower gives a guarantee by using his property as security.
Your income, savings, debt obligations.
Cost/value of the property mortgaged.
Your repayment track record for other loans, credit cards, etc.
Balance Sheet P& L It Return for Last Three Yr.
Salary Slip & Hamipatr
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