Benefits & Features Of Fix Deposit

Fixed deposits can help you secure your hard earned money for long durations while giving you higher risk-free returns on your money than regular savings account.

The main purpose of fixed deposit account is to enable the individuals to earn a higher rate of interest on their surplus funds (extra money).

The amount can be deposited only once. For further such deposits, separate accounts need to be opened.

Eligibility

Individual in Single or Joint

Minor by guardian

Document Required

Duly filled in Account Opening Form with valid residential proof, PAN Number, 1 photograph and introduction by existing account holder of the Bank.

Interest Rate

# Duration Interest Rate Rs.15 lakh and Above Senior Citizen Co - operative Societies
1 Saving Account 4.00% - - -
2 15 days to 45 days 5.50% 5.75% 6.00% -
3 46 days to 90 days 6.00% 6.25% 6.50% -
4 30 days to 90 days - - - 6.00%
5 91 days to 180 days 6.50% 6.75% 7.00% 7.25%
6 181 days to 1 Year 7.50% 7.75% 8.00% 8.50%
7 1 Year to 2 Years 8.75% 9.00% 9.25% 9.00%
8 2 Years to 3 Years 9.00% 9.25% 9.50% 9.25%
9 3 Years to 5 Years 9.50% 9.75% 10.00% 9.00%
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