Benefits & Features Of Current Account

As per the name, Current Accounts (CA) are used to facilitate current transactions and are not used for savings or investments. These types of accounts are opened in the name of businesses owned by bank customers. For example, these accounts can belong to companies, partnerships, proprietorships, trusts, associations, etc. Current accounts can also be opened in the name of individuals that are sole-proprietors, or are running a business in their individual name, as long as the transactions carried out are business related only.

The account holder gets access to negotiable instruments such as Cheques and Demand Drafts. These instruments can be used to make outward payments, sourcing funds from the account to pay recipients.


Individual in Single or Joint

Proprietary Accounts

Partnership Accounts

Private Limited Company

Balance Requirement

Current Account with Cheque Book Rs.1000/-

Documents Required

Duly filled in Account Opening Form with valid residential proof, PAN Number, Registration Certificate, Partnership Deed, Memorandum of Association

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